Features overview
The complete set of Spield features — the Fixed-Rate Vault, PT/YT tokens, the yield market, liquidity provision, the cross-chain bridge, and the live solvency dashboard.
Spield is one protocol with several products built on top of the same solvent core. Use the one that matches what you want.
Fixed-Rate Vault
The flagship product: deposit USDC, lock a guaranteed return by a set date. No PT/YT knowledge needed.
PT & YT tokens
The building blocks — a fixed-rate bond (PT) and a leveraged yield token (YT), as real, composable assets.
The yield market
A time-decay AMM for trading PT and YT, with a live implied-APY headline.
Liquidity
Provide PT + USDC to the market and earn swap fees with near-zero IL at maturity.
Cross-chain bridge
Bring USDC to Stellar from Ethereum, BSC, Polygon, Arbitrum, Solana, or Tron.
Solvency dashboard
Live, on-chain proof that the protocol is fully backed — verify it yourself.
Which product is right for me?
| If you want to… | Use… |
|---|---|
| Lock a guaranteed return, simplest possible | Fixed-Rate Vault |
| Hold the bond directly, or trade it | PT (via Deposit / the market) |
| Take a leveraged view on yield | YT (via the market's Long Yield flow) |
| Earn fees from trading activity | Liquidity |
| Move USDC over from another chain | Cross-chain bridge |
| Verify the protocol is safe | Solvency dashboard |
Each feature page explains what it does and how to use it — without exposing how it's built internally. For the mechanics, see How It Works.